Common Lending Types
The core loan types that form the foundation of commercial and business financing.
Standard lending tools for liquidity and growth.
Term Loans
“What Worked Then, Still Works Now”
A classic, straightforward financing tool in business lending with fixed repayment schedules, used for numerous purposes.
Lines of Credit
“Pull It, Pay It, Repeat It”
Flexible revolving credit facilities that provide on-demand access to working capital.
Construction Loans
“Money in Phases. Progress in Stages”
Draw-based financing, typically short-term, used to fund real estate development or major renovation projects.
Equipment Finance
“Fund the Grit Behind the Grind.”
Loans or leases used to acquire business equipment while preserving cash flow and aligning payments with asset life
Leasehold Financing
“Fit-Out Funds, No Deed Required.”
Financing secured by a tenant’s leasehold interest rather than ownership of the underlying property.
Bridge Loans
“Bridge It Like a Boss”
Short-term financing used to “bridge the gap” between immediate funding needs and long-term financing, capital events, acquisitions, or refinancing.
Merchant Cash Advances
“Cha-Ching Today… Settle Later.”
Financing repaid through a share of future sales, designed for businesses with steady transaction volumes.