Specialty Financing Structures
Specialized and strategic lending arrangements designed to meet more complex capital or transaction needs.
Asset Based Lending (ABL)
“Asset Power = Borrowing Power”
Financing secured by a company’s assets, providing liquidity that grows with collateral.
Factoring & Invoice Financing
“The Shortcut from Sale to Cash”
Cash-flow tools that convert receivables into immediate working capital.
Flooring Lines
“Credit That Parks on the Lot”
Revolving credit facilities that let inventory-intensive businesses (like auto or equipment dealers) finance stock until it’s sold.
Mezzanine Financing
“Half Loan, Half Leap”
Hybrid capital that bridges senior debt and equity — higher yield for lenders, growth capital without loss of control for owners.
Purchase Order (PO) Financing
“Let the order fund the order”
Funding based on confirmed customer orders, allowing businesses to pay suppliers and fulfill large sales before collecting payment.
Convertible Debt
“Part loan. Part option”
A loan that can convert into equity at a later stage, offering investors upside while delaying ownership dilution for founders.